FINTECH STARTUPS AND BANKS: ADOPTION, INCENTIVES, COMPETITION, AND REGULATIONS

This article is supposed to take an overview of FinTech start-ups and their impact on existing financial institutions. The behavior of traditional financial organizations is also observed and how did they adjust in such a transforming scenario. The attitude of the users is an element that can not be ignored while developing a system. So the adaptability of FinTech among users is also overviewed. The current scenario, prospect, investment perspective of FinTech have been in consideration while writing this paper.